Answer:-
A common feature of financial institutions is their role in facilitating financial transactions, but not all institutions offer investment advisory services. While banks, credit unions, and insurance companies provide services like accepting deposits, offering loans, and managing insurance policies, investment advisory is typically offered by specific entities like brokerage firms or financial advisory companies. Therefore, investment advisory is not a universal feature across all financial institutions. Additionally, some financial institutions may not provide online banking or mobile app services, which are now common but not ubiquitous features.
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